Colorado · License #466127

Colorado's Licensed
Public Adjusters

Hail Alley. Wildfires. Winter storms. We fight for Colorado policyholders, and we don't get paid unless you do.

BBB A+ Accredited
4.8 Stars · 127 Google Reviews
$100M+ Recovered
No Fee Unless We Win
Why Colorado Policyholders Choose Us

Your Insurance Company Has a Team. Now You Do Too.

Colorado sits in the heart of "Hail Alley," making it one of the most hail-damaged states in the country. Add wildfires across the Front Range, mountain snowpack loading, and severe wind events, and Colorado homeowners face some of the most complex insurance claims anywhere. Insurance carriers know this market well, and they have teams dedicated to minimizing payouts. Aware Owner puts an equally experienced team on your side.

Aware Owner has been licensed in Colorado and actively fighting for policyholders across the state. We know Colorado insurance law, the carriers active in this market, and the tactics they use to minimize payouts.

Colorado Licensed Public Adjuster
License #466127 · CO Department of Insurance
Aware Owner public adjuster inspecting Colorado property damage
$0M+ Recovered for Policyholders
0+ Claims Handled
0 Years in Business
4.0★ Google Rating
Colorado Claims We Handle

Common Colorado Property Damage Types

We handle every type of claim and know how Colorado carriers respond to each one.

Hail Damage

Colorado is one of the top hail states in the country. Denver and Colorado Springs regularly see golf ball-sized hail that destroys roofs, siding, gutters, and HVAC equipment. Carriers routinely dispute the scope. We document every impact.

Wildfire Damage

Colorado wildfires have become larger and more destructive each year. Total loss and partial loss fire claims are among the most complex. Aware Owner handles everything from structure to personal property to additional living expenses.

Wind Damage

Colorado Front Range winds regularly exceed 100 mph. Wind damage to roofs, fences, outbuildings, and siding is common, and often disputed by carriers who cite wear and tear exclusions.

Winter Storm

Heavy snowpack, ice damming, and frozen pipe bursts cause significant damage to Colorado homes every year. These claims involve subtle damage that insurance adjusters frequently overlook or undervalue.

Water Damage

From spring snowmelt flooding to pipe failures, water damage is one of the most frequently disputed claim types in Colorado. Proper documentation and fast action are essential.

Denied Claims

A denial is not the final word. Aware Owner reviews your policy, identifies the grounds for denial, builds a documented case, and fights for the settlement you are owed.

Licensed in CO

Your Colorado Adjusters

Every adjuster below holds an active Colorado public adjuster license. These are the people who will inspect your property, document your loss, and negotiate your claim.

John Bellerose

John Bellerose

Founder / Principal Adjuster
16 Years Experience Haag Certified · IICRC Registered
Brady Bellerose

Brady Bellerose

Senior Public Adjuster
5 Years Experience Hail & Storm Specialist
Meet the full Aware Owner team →
Service Area

Serving Colorado Statewide

We respond to property damage claims throughout Colorado. If you don't see your city listed, call us — we likely serve your area.

Denver Colorado Springs Aurora Fort Collins Lakewood Boulder Arvada Westminster Pueblo Centennial Highlands Ranch Thornton Broomfield Parker Castle Rock Longmont Loveland Commerce City Grand Junction
Questions

Colorado Public Adjuster FAQ

What does a public adjuster do in Colorado?
A public adjuster in Colorado represents the policyholder exclusively, not the insurance company. They document damage, interpret policy language, and negotiate your claim settlement to maximize what you recover. Colorado law requires public adjusters to be licensed by the Colorado Division of Insurance.
Is hail damage common in Colorado?
Yes. Colorado ranks among the top states in the nation for hail damage. The Front Range is part of "Hail Alley", and insurance companies frequently undervalue these claims.
How much does a public adjuster cost in Colorado?
Aware Owner charges a percentage of the total settlement we recover for you. If we do not recover anything additional, you owe nothing. There are no upfront fees.
What is the statute of limitations for property damage claims in Colorado?
Colorado has a two-year statute of limitations on most property insurance claims. Your specific policy may impose tighter deadlines. Contact Aware Owner as soon as damage occurs.
Can Aware Owner help with wildfire damage claims in Colorado?
Yes. Colorado wildfire claims involve structure loss, smoke and ash damage, debris removal, and temporary living expenses. Aware Owner has experience navigating these large-loss claims and maximizing total recovery.
Free Consultation

Get a Free Colorado Claim Review

A licensed Colorado public adjuster will review your claim at no cost and tell you exactly what you are owed under your policy. No fees unless we recover more for you.

Book Your Free Claim Review
No fees unless we win Same-day response Licensed in CO 1-800-396-AWARE