Texas · License #1958597

Texas's Licensed
Public Adjusters

Hail. Tornado. Hurricane. Freeze. We fight for Texas policyholders, and we don't get paid unless you do.

BBB A+ Accredited
4.8 Stars · 127 Google Reviews
$100M+ Recovered
No Fee Unless We Win
Why Texas Policyholders Choose Us

Your Insurance Company Has a Team. Now You Do Too.

Texas is one of the most weather-exposed states in the country. "Tornado Alley" and "Hail Alley" overlap across the state, bringing devastating storms to Houston, Dallas-Fort Worth, San Antonio, and communities in between. The Gulf Coast faces hurricane threats every season. And events like the 2021 winter freeze showed how quickly extreme weather can destroy homes and businesses statewide. Texas insurance carriers are experienced at limiting payouts on these large-volume claims. Aware Owner brings the same level of expertise to your side.

Aware Owner has been licensed in Texas and actively fighting for policyholders across the state. We know Texas insurance law, the carriers active in this market, and the tactics they use to minimize payouts.

Texas Licensed Public Adjuster
License #1958597 · TX Department of Insurance
Aware Owner public adjuster inspecting Texas property damage
$0M+ Recovered for Policyholders
0+ Claims Handled
0 Years in Business
4.0★ Google Rating
Texas Claims We Handle

Common Texas Property Damage Types

We handle every type of claim and know how Texas carriers respond to each one.

Hail Damage

Texas is one of the costliest hail states in the country. DFW and surrounding areas experience frequent large hail events that destroy roofs, siding, gutters, and vehicles. Carriers fight these claims aggressively. We fight back.

Tornado Damage

Texas experiences more tornadoes than any other state. Tornado damage claims involve structural complexity and large losses that demand expert documentation and aggressive negotiation.

Hurricane Damage

The Texas Gulf Coast from Galveston to Corpus Christi faces direct hurricane exposure. Aware Owner handles wind, water, and structural loss claims resulting from Gulf storms.

Freeze and Burst Pipes

The 2021 winter storm caused widespread freeze damage across Texas. Many claims were denied or underpaid. Aware Owner specializes in reviewing and appealing these decisions.

Water Damage

From flooding to plumbing failures, water damage is among the most frequent Texas property claims. Thorough documentation and fast remediation tracking are critical to full recovery.

Denied Claims

A denial is not the final word. Aware Owner reviews your policy, identifies grounds for appeal, builds a documented case, and negotiates directly with your carrier on your behalf.

Licensed in TX

Your Texas Adjusters

Every adjuster below holds an active Texas public adjuster license. These are the people who will inspect your property, document your loss, and negotiate your claim.

John Bellerose

John Bellerose

Founder / Principal Adjuster
16 Years Experience Haag Certified · IICRC Registered
Brady Bellerose

Brady Bellerose

Senior Public Adjuster
5 Years Experience Hail & Storm Specialist
Meet the full Aware Owner team →
Service Area

Serving Texas Statewide

We respond to property damage claims throughout Texas. If you don't see your city listed, call us — we likely serve your area.

Houston Dallas San Antonio Austin Fort Worth El Paso Arlington Corpus Christi Plano Lubbock Laredo Irving Garland Frisco McKinney Amarillo Grand Prairie Brownsville Killeen Pasadena Mesquite McAllen Waco Midland Odessa
Questions

Texas Public Adjuster FAQ

What does a public adjuster do in Texas?
A public adjuster in Texas works exclusively for the policyholder, not the insurance company. They inspect damage, prepare estimates, interpret your policy, and negotiate your claim settlement. Texas law requires public adjusters to be licensed by the Texas Department of Insurance.
Is hail and tornado damage common in Texas?
Texas consistently ranks as one of the top states in the nation for severe weather damage. Insurance carriers are well-resourced at minimizing these claims. Aware Owner levels the playing field.
How much does a public adjuster cost in Texas?
Aware Owner charges a percentage of the total settlement we recover for you. Texas law governs public adjuster fees. If we do not recover anything additional, you owe nothing.
What is the deadline to file a property damage claim in Texas?
Texas policyholders generally have two years from the date of loss to file a lawsuit, though your policy may impose shorter notice deadlines. Contact Aware Owner immediately after any loss to protect your rights.
Can Aware Owner help with freeze damage claims in Texas?
Yes. Many claims from the 2021 winter storm were denied or underpaid. If your freeze or burst pipe claim was denied or settled for less than full repairs, Aware Owner can review your situation and fight for additional recovery.
Free Consultation

Get a Free Texas Claim Review

A licensed Texas public adjuster will review your claim at no cost and tell you exactly what you are owed under your policy. No fees unless we recover more for you.

Book Your Free Claim Review
No fees unless we win Same-day response Licensed in TX 1-800-396-AWARE