Property Damage Insurance Claims.
We Handle Every Type.

We handle all eight major types of property damage insurance claims: wind damage, hail damage, fire and smoke damage, water and plumbing damage, hurricane damage, smoke damage, lightning damage, and vandalism claims. We also handle denied and underpaid claims at any stage of the process. If you're not sure which category your damage falls under, call us and we'll assess your situation at no charge.

Yes, at any stage. You can hire Aware Owner after you have already filed, after you have received a settlement offer, and even after your claim has been denied. We can request a reinspection, produce an independent damage assessment, file a supplemental claim for underpaid items, and formally appeal a denial. It is never too late to call us.

Yes. We represent both homeowners and business owners. Commercial claims often involve more complex coverage structures, business interruption provisions, and larger scopes of loss. Our adjusters are experienced with both residential and commercial policies across all claim types.

Aware Owner is currently licensed in Arizona, Colorado, Florida, Texas, Nebraska, and West Virginia. Our team has regional expertise in each state, including hail and monsoon claims in Arizona and Colorado, hurricane and flood claims in Florida and Texas, and storm and wind claims in Nebraska and West Virginia.

This is common. A severe storm can cause wind damage, hail damage, and water intrusion all at once. A house fire leaves smoke, soot, and structural damage in addition to fire damage. Our adjusters are trained to identify and document every concurrent cause of loss in a single claim, so nothing gets missed and no covered item goes uncompensated.