Arizona · License #1800010714

Arizona's Licensed
Public Adjusters

Hail. Monsoon. Fire. Denied claims. We fight for Arizona policyholders, and we don't get paid unless you do.

BBB A+ Accredited
4.8 Stars · 127 Google Reviews
$100M+ Recovered
No Fee Unless We Win
Why Arizona Policyholders Choose Us

Your Insurance Company Has a Team. Now You Do Too.

Arizona homeowners face some of the most damaging weather in the country. Summer monsoon storms bring hail, high winds, and flash flooding. Wildfires threaten communities from Prescott to Tucson. And when damage happens, insurance companies send their own adjusters, professionals whose job is to pay as little as possible. Aware Owner puts a licensed expert on your side.

Aware Owner has been licensed and operating in Arizona since 2010. We know Arizona insurance law, the carriers active in this market, and the tactics they use to minimize payouts. We use that knowledge to fight for you.

Arizona Licensed Public Adjuster
License #1800010714 · AZ Department of Insurance
Aware Owner public adjuster inspecting Arizona property damage
$0M+ Recovered for Policyholders
0+ Claims Handled
0 Years Serving Arizona
4.0★ Google Rating
Arizona Claims We Handle

Common Arizona Property Damage Types

From monsoon hail to wildfire smoke, Arizona property owners face unique risks. We handle every type of claim, and we know how Arizona carriers respond to each one.

Hail Damage

Arizona monsoon season brings severe hailstorms that devastate roofs, HVAC units, gutters, and siding across the Valley. Aware Owner has recovered millions for Arizona hail claims alone.

Wind Damage

Haboobs and monsoon microbursts cause significant wind damage to roofs, fences, and structures. Many Arizona policies include specific wind coverage that insurers routinely undervalue.

Water Damage

Flash flooding, burst pipes, and roof leaks during monsoon season are among the most common Arizona claims. Documentation and prompt action are critical to a full recovery.

Fire and Smoke

Arizona wildfires affect communities across the state every year. Fire and smoke damage claims are among the most complex and most frequently underpaid.

Lightning Damage

Arizona leads the nation in lightning strikes during monsoon season. Lightning can cause structural damage, electrical fires, and appliance loss that carriers often dispute.

Denied Claims

A denial is not the final word. If your Arizona claim was denied or underpaid, Aware Owner reviews your policy, builds your case, and fights for the settlement you are owed.

Licensed in AZ

Your Arizona Adjusters

Every adjuster below holds an active Arizona public adjuster license. These are the people who will inspect your property, document your loss, and negotiate your claim.

John Bellerose, Founder / Principal Adjuster

John Bellerose

Founder / Principal Adjuster
16 Years Experience Haag Certified ยท IICRC Registered
Brady Bellerose, Senior Public Adjuster

Brady Bellerose

Senior Public Adjuster
5 Years Experience Hail & Storm Specialist
Meet the full Aware Owner team →
Service Area

Serving Arizona Statewide

We respond to property damage claims throughout Arizona. If you don't see your city listed, call us, we likely serve your area.

Mesa Phoenix Scottsdale Chandler Gilbert Tempe Glendale Peoria Tucson Prescott Queen Creek Surprise Goodyear Avondale Yuma
Questions

Arizona Public Adjuster FAQ

What does a public adjuster do in Arizona?
A public adjuster in Arizona works exclusively for the policyholder, not the insurance company. They inspect the damage, document it thoroughly, interpret your policy, and negotiate directly with your insurer to maximize your settlement. Arizona law requires public adjusters to be licensed by the Arizona Department of Insurance.
Is hail damage covered by homeowners insurance in Arizona?
Yes, most standard homeowners insurance policies in Arizona cover hail damage to your roof, HVAC units, gutters, and siding. Insurance companies often undervalue hail damage claims. A licensed public adjuster can ensure you receive the full amount you are owed.
How much does a public adjuster cost in Arizona?
Aware Owner charges a percentage of the total settlement we recover for you. If we do not recover anything additional, you owe nothing. There are no upfront fees and no out-of-pocket costs.
What is the deadline to file a property damage claim in Arizona?
Arizona has a two-year statute of limitations for most property damage insurance claims. However, your specific policy may require you to file within a shorter window. Contact Aware Owner immediately after a loss to protect your rights and deadlines.
Can Aware Owner help if my insurance claim was denied in Arizona?
Yes. A denial is not final. We review your policy, identify the grounds for denial, build a documented case, and negotiate or file a formal appeal on your behalf.
Does Aware Owner serve all of Arizona?
Yes. Aware Owner is headquartered in Mesa, Arizona and serves the entire state including Phoenix, Scottsdale, Chandler, Gilbert, Tempe, Glendale, Peoria, Queen Creek, Tucson, Prescott, and surrounding communities.
Free Consultation

Get a Free Arizona Claim Review

A licensed Arizona public adjuster will review your claim at no cost and tell you exactly what you are owed under your policy. No fees unless we recover more for you.

Book Your Free Claim Review
No fees unless we win Same-day response Licensed in AZ since 2010 1-800-396-AWARE