Florida's Licensed
Public Adjusters
Hurricanes. Wind. Mold. Flood. We fight for Florida policyholders, and we don't get paid unless you do.
Your Insurance Company Has a Team. Now You Do Too.
Florida policyholders face some of the most complicated insurance claims in the country. Hurricane season runs June through November, and even a near-miss can produce catastrophic wind and water damage. Post-storm mold growth in Florida's humidity can destroy a home within weeks. And Florida's insurance market has faced significant instability, leaving many policyholders fighting uphill battles against carriers looking for any reason to deny or minimize. Aware Owner knows Florida insurance law and how to fight back.
Aware Owner has been licensed in Florida and actively fighting for policyholders across the state. We know Florida insurance law, the carriers active in this market, and the tactics they use to minimize payouts.
Common Florida Property Damage Types
We handle every type of claim and know how Florida carriers respond to each one.
Hurricane Damage
Florida sees more hurricane landfalls than any other state. Wind damage, roof failures, storm surge, and structural losses from hurricanes require expert documentation to recover full replacement costs.
Wind Damage
Even tropical storms and severe thunderstorms produce high winds that destroy roofs and siding across Florida. Carriers frequently cite code upgrade exclusions to reduce payouts. Aware Owner fights those disputes.
Water and Flood Damage
Flooding from storm surge, heavy rain, or plumbing failures is one of the most common Florida claims. Aware Owner works across both homeowners and flood policies to maximize total recovery.
Mold Damage
Florida's heat and humidity accelerate mold growth rapidly after any water intrusion. Mold claims require fast action and thorough documentation. Aware Owner knows how to build an airtight case.
Fire and Smoke
Residential and commercial fire claims in Florida are among the most complex, involving structure, contents, smoke, and additional living or business interruption expenses.
Denied Claims
Florida has seen widespread claim denials in recent years as carriers face financial pressure. A denial is not final. Aware Owner reviews your policy and fights for what you are owed.
Your Florida Adjusters
Every adjuster below holds an active Florida public adjuster license. These are the people who will inspect your property, document your loss, and negotiate your claim.
John Bellerose
Brady Bellerose
Serving Florida Statewide
We respond to property damage claims throughout Florida. If you don't see your city listed, call us — we likely serve your area.
Florida Public Adjuster FAQ
What does a public adjuster do in Florida?
Does homeowners insurance cover hurricane damage in Florida?
How much does a public adjuster cost in Florida?
What is the deadline to file a property damage claim in Florida?
Can Aware Owner help with mold damage claims in Florida?
Get a Free Florida Claim Review
A licensed Florida public adjuster will review your claim at no cost and tell you exactly what you are owed under your policy. No fees unless we recover more for you.
Book Your Free Claim Review